Fintech, financial literacy, and financial inclusion in Indonesian SMEs
Mutamimah M., Indriastuti M.
Abstract
This study examines the effect of fintech and financial inclusion moderated by financial literacy in improving the financial performance and business growth of SMEs in Indonesia. The purposive sampling technique was used to obtain data from 202 SMEs in Indonesia, statistically analysed using descriptive and multiple regression analyses. The results showed that financial literacy could moderate the effect of fintech on financial inclusion. Furthermore, fintech cannot improve financial performance, despite being moderated by financial literacy. Meanwhile, financial inclusion can improve financial performance, and subsequently, financial performance increases the business growth of SMEs. Implications of this study are that SMEs must improve financial literacy, and the government needs to improve regulations on financial literacy, fintech, and financial inclusion, especially for SMEs.
No Title
The determinants of small firm growth in the Greek manufacturing sector
Agiomirgianakis G., Asteriou D., Voulgaris F.
Assessing the Effect of Financial Literacy Among Managers on the Performance of Small-Scale Enterprises
Amartey E.O., Amoako A.A., Tuffour J.K., Amartey E.O., Amoako A.A., Tuffour J.K.
How digital finance and Fintech can improve financial inclusion 1
Hedrick-Wong Y., Thomas H.
Does financial innovation improve performance? An analysis of process innovation used in Pakistan
Ahmad G., Arif F., Aziz Q., Shah S., Tahir S.H., Ullah M.R., Tahir S.H.
Measuring the financial capability of minority ethnic business owners in Scotland
Bent R., Seaman C., Silva M.
The effect of finance, knowledge and empathy gaps on the use of private equity amongst family-owned SMEs
Graves C., Gustafson P., Hadji M., Schnackenberg A., Seet P.-S.
FinTech: Harnessing Innovation for Financial Inclusion
Mention A.-L., Salampasis D.
The development of fintech in Indonesia
Safitri T.A.
Impact of digital finance on financial inclusion and stability
Ozili P.K.
Rammal H.G., Wijewardena C.
Circular Entrepreneurship Ecosystems Challenges Opportunities and Future Trends
Daryono D., Udin U., Dewi M.K.
Journal of Logistics Informatics and Service Science
Qomariah N., Cahyono D., Susbiyani A., Lestari E., Fauziyah, Guntur Y.S.
Aptisi Transactions on Technopreneurship
Chotia V., Sharma P., Alofaysan H., Agarwal V., Mammadov A.
IEEE Transactions on Engineering Management
Sharma D., Kamboj V.
Humanities and Social Sciences Communications
Qomaruddin M., Riansyah A., Indriastuti M., Sagaf M.
International Conference on Electrical Engineering Computer Science and Informatics Eecsi
Yoruk D.E., Mahmood H.T., Gilman M.
Financial Inclusion Sustainability and the Influence of Religion and Technology
Nguyen K., Ha D.
Journal of the Asia Pacific Economy
Azis N.A., Rahmat A., Rasyid S.
International Journal of Economics and Financial Issues
Darma D.C., Setini M., Ekayani N.N.S., Putra I.M.W., Kartana I.W., Diviariesty K.
Journal of Corporate Finance Research
